Loans designed to meet your needs

Central State Bank

Your loan needs are important to us, and we realize that you need someone to help you navigate through the process of getting your needs met. We can and will tailor a loan to your specific needs. When you make a loan with Central State Bank you can expect:

  1. A loan officer who takes the time to learn your specific requirements.
  2. A loan officer who communicates the process to you clearly.
  3. A loan officer who walks you through the loan process.

You can experience a different kind of bank - call today!

Loan Products

  • Personal Loans - when you need a little help getting a car, boat, atv, etc...
  • Real Estate Loans - from a primary residence to vacant land we have loans to help you make these purchases
  • Business Loans - sometimes your business may need a line of credit to help with the daily flow.
  • Commercial Loans - equipment and other needs a business may have
  • Commercial Real Estate Loans
  • SBA Loans - Central State Bank is a preferred provider of these important business loans.

Personal Financial Statement

Loan Calculator

Uniform Residential Loan Application

2815 Greystone Commercial Blvd.
Birmingham , Al. 35242

Phone (205) 981-6555

Fax (205) 981-6533

Located on Hwy 280 in the Issis & Sons shopping center.

Central State Mortgage offers a combined service experience of over 40 years. Our Mortgage Experts make financing your home simple and will provide a mortgage loan to suit your needs.

We offer all types of mortgage options, for both purchasing Homes and Re-financing your current mortgage.

Some Mortgage programs available are:

  • FHA
  • VA
  • LONG TERM FIXED LOANS AVAILABLE
  • DEBT CONSOLIDATION MORTGAGES
  • HOME IMPROVEMENT LOANS
  • ADJUSTMENT RATE MORTGAGE LOANS
  • JUMBO LOANS
  • And many other programs

We can pre-qualify you in a half-hour or less by phone if needed.

Call us today to discuss the options we can offer.

Open Monday - Friday | 8:30 a.m. - 5:00 p.m.