Deposit Services and Collections

ACH Origination allows you to collect funds electronically through ACH Network, Setup recurring drafts to automatically debit customers for monthly services such as rent, childcare, service contracts, or membership dues. Manage drafted accounts online or upload Nacha and other file types. 

Commercial ACH Originators receive electronic notices regarding ACH returns or notifications of change. We also offer automated delivery of ACH addenda and EDI information.

Our local merchant services partner meets with customers face-to-face and listens to their needs. Their seasoned, professional team provides industry experience and knowledge, enabling them to recommend reliable solutions for our business. 

Our desktop Scan service allows you to submit deposits from your office using a check scanner. Access check images and detailed reports online for one year. This service is compatible with Windows and Mac workstations. 

This service also allows you to grant deposit access to users while restricting their access to your fill account information. 

Convenient and cost-effective solution for customers depositing a lower volume of checks. 

Our lockbox service allows you to outsource the processing of your accounts receivable to our lockbox provider. Payments are directed to a P.O. Box managed by our lockbox provider. Our lockbox provider processes all mail in their secure facility. Documents are imaged and payments are deposited into your account. Reports and images are available online.

Find out if an outsourced accounts receivable solution would fit your business needs.

Businesses with accounts receivable systems that can produce an imaged check file can streamline the deposit process by securely transmitting files directly to Central State Bank.

This solution can offer your business greater efficiency and less time spent processing deposits through separate channels.