CLICK HERE to make a loan payment.
Loan payments from non-Central State Bank accounts are not processed through our online banking system.

Your loan needs are important to us, and we're here to help you navigate through the process.
We can and will tailor a loan to your specific needs. When you make a loan with Central State Bank you can expect:

• A loan officer who takes the time to learn your specific requirements.
• A loan officer who communicates the process to you clearly.
• A loan officer who walks you through the loan process.

Experience a different kind of bank - call today!

Home Equity Line of Credit Can Be Used For:

• Consolidation of other debts
• Home repairs, improvements, expansion
• Finance a new car, boat, or recreational vehicle
• Unplanned emergencies

Benefits of a Home Equity Line of Credit:

• Easy Access
• Readily Available
• Tax deductible interest
  (Check with your tax advisor for certain restrictions)
• No Penalty for early prepayment
• No Required minimum draw or minimum loan balance
• May pay extra principal at any time without penalty

Uniform Residential Loan Application
Uniform Residential Loan Application for Additional Borrower

Once you have downloaded and completed the application, please send it to the bank using a secure method.
If you have any questions please contact your loan officer.

Central State Mortgage's Loan Expert can help you identify and understand all of your mortgage options, for both purchasing a home or re-financing your current mortgage. For long term, fixed rate financing options, please contact Central State Mortgage using the contact information listed below.

Phone (205) 981-6555
Monday - Friday I 8:30 a.m. - 4:30 p.m.

Types of mortgage programs:

• FHA
• VA
• USDA LOANS
• LONG TERM FIXED LOANS AVAILABLE
• DEBT CONSOLIDATION MORTGAGES
• ADJUSTMENT RATE MORTGAGE LOANS
• JUMBO LOANS
• And many other programs

>>>Personal Loans

>>> Business Loans

>>>Mortgages