history old downtown photo of Calera, Alabama


Over 100 Years of Service

Central State Bank began serving customers in Calera, Alabama in February of 1916. During the first 29 years, the bank had several ownership changes until Roy Downs was hired in March of 1945. Just two years later Mr. Downs purchased the controlling interest of the bank. This event marked the beginning of an era that would change the community of Calera forever.

Mr. Downs’s success in growing the assets of the bank clearly demonstrated his ability as a banker; however, it was his leadership in Economic Development that made the greatest impact on the community. His recruitment of new industry helped establish a strong economic foundation for the City of Calera. Mr. Downs lived out a genuine concern and devotion for every business and citizen of the community. Central State Bank’s foundation has been built upon these principles which continue to permeate throughout the Bank today.

Upon the death of Mr. Downs in 1971, Bill Schroeder (Mr. Downs’ son-in-law) was promoted to President and Chairman of the Board. Mr. Schroeder continued Mr. Downs’ tradition of relationship banking. Every employee’s primary focus is to provide friendly and efficient service that exceeds customers’ expectations. Under Mr. Schroeder’s leadership, the Bank’s mission was clearly defined: To be the Bank whose community is enriched by its presence and the Bank whose customers would not consider banking anywhere else.

Mr. Schroeder’s children all have leadership roles in the bank and are committed to continuing the established mission and vision of the bank. The family is passionate about preserving the individual care and concern for each customer established by Mr. Downs. This strong foundation allows Central State Bank to keep in stride with the growing trends in technology and services while never sacrificing the needs of each individual customer.

Our Corporate Values

  • Integrity means we do what we say. We are professional, honest, trustworthy, confidential, and respectful in all that we do.
  • Teamwork is knowing when to ask for help and knowing when to offer help. We rely on each other and succeed together.
  • Excellence means we have a passion for exceeding expectations.
  • Genuineness is the authentic desire to be honest and earnest in all that we do.
We offer a competitive benefits package that includes, medical, dental, vision, and 401k match.

Central State Bank is an equal opportunity employer. Qualified applicants will be considered without regard to age, race, creed, color, national origin, ancestry, marital status, affectional or sexual orientation, gender identity or expression, disability, nationality, sex, religion, or veteran status.

Click the links below for more information on applicable equal employment regulations: