Personal Savings Accounts
Statement Savings
- Minimum opening deposit: $100
- No quarterly service charge when you meet the minimum daily balance of $100 for each day of the quarter
- No quarterly service charge when you meet the minimum daily balance of $100 for each day of the quarter
- Earn Interest on your deposits.
- Access to CSB online, mobile banking, telephone banking, and Bill Pay
- Paper or E-statements
Young Savers
- Minimum opening deposit: $5
- Available from birth to 18 years of age
- Earn $5 for A/B report card, or $10 with A/B report card if parent or guardian has a primary checking account with Central State Bank
- No monthly service charge
- Earn interest on your deposits
- Access to CSB online, mobile banking, telephone banking, and Bill Pay
- Paper or E-Statements
Christmas Club
- Minimum opening deposit: $5
- Build balance with year- round deposits
- Receive a check or account transfer for the amount deposited in November of each year
- Non-interest bearing
- Access to CSB online, mobile banking, telephone banking, and Bill Pay.
- Paper or E-statements
Certificate of Deposits
- Fixed rate CD
- Minimum opening deposit $500
- Available terms from 30 days to Five (5) years
- Earn interest on your deposits
- Additional deposits allowed
Insured Money Markets
- Minimum opening deposit $1,500
- No monthly service charge when you meet the minimum daily balance of $1,500 for each day of the statement period
- Free standard logo checks
- Variable Interest Rate
- Access to CSB online, Mobile banking, Telephone Banking, and Bill Pay
- Paper or E-Statements
IrA's
- Traditional IRA
- Minimum opening deposit $25
- Annual contribution to your account may be tax-deductible, depending on your income and filing status
- Interest and dividends grow tax-free
- Withdrawals are taxed as income
- Available terms from 30 days to five (5) years
- Earn interest on your deposits
- Additional deposits allowed
Roth IRA's
- Minimum opening deposit $25
- Annual contributions are not tax-deductible.
- Interest and dividends grow tax-free.
- Eligible distributions are tax-free.
- Available terms form 30 days to five (5) years
- Earn interest on your deposits.
- Additional deposits allowed.