a hand holding a model house

FHA Loan

Home loans that work with your budget! 

If you are a first-time homebuyer with limited cash on hand, our flexible FHA loans can help! With competitive rates, lower down payments, and more way to qualify, you are closer to getting your house keys than you think! 

Features and Benefits: 
  • Low down payment required
  • 580 credit score
  • up to 6% seller contributions allowed
  • loans for home purchase or refinance
  • Available for houses, condos, and planned unit developments

Purchase, rate/term, or cash-out refinance of a primary residence. Program terms available may vary based on the state or county in which the financed property is located. Mortgage insurance is required.

CONSIDERATIONS: Important information will be provided to you in the disclosures you receive after we have received your application and the loan documents you are provided at loan closing. Please consult your tax advisor regarding the deductibility of interest.

Contributions may have limitations based upon occupancy and loan to value ratios and cannot be used for purposes of down payment, reserve requirement or meet minimum contribution requirements.

Programs for qualified borrowers. All borrowers are subject to credit approval, underwriting approval and product requirements, including loan to value, credit score limits and other lender terms and conditions. Fees and charges may vary by state and are subject to change without notice. Some restrictions may apply. Not a commitment to lend. 11/22