colonial house in the day time

USDA Mortgage Loans

Rural living for no money down.

Get extra buying leverage with a USDA loan.

The Guaranteed Rural Housing Loan Program offers government backed lending through USDA Rural Development1 This financing option allows low to moderate income borrowers to purchase homes in rural areas.

Features and benefits:
• Purchase and refinance options
• Fixed rate and terms
• Low minimum credit score requirement
• Flexible credit terms
• Financing for closing costs and prepaid expenses on eligible
1Applicants must be unable to secure a traditional conventional loan without a Rural Development guarantee upon terms and conditions that the applicant could reasonably be expected to fulfill.
2When the appraised value exceeds the purchase price, closing costs and prepaid expenses may be financed up to the appraised value. Some restrictions may apply. All borrowers are subject to credit approval and lender terms and conditions. Programs subject to change. 0421